7-Step Pre-Approval Checklist
Unlock Up to $100K in Business Credit—Before You Apply
Skip the denials, wasted hard pulls, and lowball limits. This free checklist shows the exact seven boxes you must tick to look bank-ready—even if you’ve been turned down before.
Instant PDF download • No spam ever
What You’ll Get Inside
✅ A lender-lens, 7-step roadmap—know precisely what to fix and in what order before you hit “Apply.”
✅ 680+ score optimization hacks that raise your approval odds without pricey credit sweeps.
✅ Entity-to-EIN fast-track guide so every piece of business info matches (the #1 reason for silent rejections).
✅ Vendor tradeline starter pack to build business credit history in 30 days.
✅ Credit-limit inflation script—use it at Month 3 to add $10-$25K with zero new inquiries.
✅ Final page CTA for a free Funding Plug audit if you want a pro to double-check your setup.
Why Trust The Black Affluence Capital?
🧑🏾💼 Built a community of 185K+ entrepreneurs learning wealth & credit hacks
💳 Helped clients unlock $11M+ in funding using this framework
📈 Average personal score drop after stacking: <12 points, recovered in under 60 days
Real Results
“Week 2 and I’ve already secured $67,000 at 0% APR. I’d been declined twice before—this checklist showed me what I was missing.”
— Coach Pat, Fitness Entrepreneur
“Followed the 14 steps, kept utilization under 25%, and hit $202K in combined limits—without touching personal savings.”
— Tasha R., e-Com Consultant
Download Your Free Checklist
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Ready to stack up to $250K?
Download the checklist, follow the steps, and watch your capital capacity soar.
Does this work if I already have business credit?
Yes. The checklist shows you how to layer new 0% cards on top of existing lines without over-leveraging.
What credit score should I have?
Personal FICO of roughly 700+ gives you the best shot, but we include score-boost tips if you’re close.
Is there a catch? Why is it free?
No catch. Delivering value first helps you trust us. Some readers book a paid 14-Day Capital Stack Session after seeing results—that’s it.
Meet Xavier – “The Funding Plug”
I’ve been a digital nomad since 2021, scaled my funding ecosystem to 7-figures in approvals, and built the 193K-strong Black Affluence platform. My mission? Equip ambitious entrepreneurs with the credit, capital, and strategy to grow—without begging banks or burning equity. This checklist condenses everything I wish someone gave me when I started.